How a Bankruptcy Attorney Can Guide You Smoothly Through Legal Proceedings


Are you in a bad financial situation and cannot see any possible alternative to help you come out of this impasse in one piece? Your only solution is to seek professional aid. What may seem a disaster to you today will no longer be so once you have referred to a bankruptcy attorney, who will lead you through this complicated process smoothly and successfully.

What can your attorney actually do for you?

The first step he or she will take, is ask you for all papers you possess referring to your financial status, income, debts, assets, all the necessary documents he or she deems necessary when filing for bankruptcy.

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Next you will need to ask for mandatory credit counseling six months before filing for bankruptcy. This is an obligatory step that has to be taken before you may proceed. Once you have done this, your attorney will then be presenting this proof along with all relevant documents to the bankruptcy judge for acceptance.

Your attorney will prepare all the documents that are necessary for the proceedings and may ask you for further proof. Only an expert can determine which documents are necessary in order to avoid penalties and achieve the best possible results from your filing.

Your attorney will decide which chapter it is best to file under, be it 7, 11 or 13. This will greatly depend on your status, whether you have assets, on your income or again if you own a business. He or she will help advise you on the best possible strategy, for there are many loopholes, which can make decisions difficult.

By seeking the advice of a professional you will be avoiding those drawbacks that can be fatal to your case. There are so many obstacles in these legal proceedings that it is hard to avoid them. This is why you have to be an expert in this field, for you will be stressed due to your predicament, and this is not the best state of mind to be in when filing for bankruptcy.

A good attorney can put you at peace and work out a good strategy for your particular case. He or she will alleviate any stress and help you think positive. Attorneys know how to avoid all pitfalls in these legal proceedings, for it is their job, they will help you choose the right chapter under which to file your bankruptcy after having looked over your case in detail.

If you decide to seek professional help, this will be the best decision in your life, for it will save you time, effort and money on the long term. An attorney will take care of all those tedious legal proceedings and get your case over with quickly and efficiently.


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