What You Need to Hear From Your Bankruptcy Attorney

Filing bankruptcy is not only a financial decision; it's a highly emotional one as well. Hence, you want to hire a bankruptcy attorney who will be able to answer some critical questions for you. Even if it means advising you not to file, you want to know your options.

And, that's why you should ask all bankruptcy attorneys you're thinking about hiring this one simple question (among a host of others, of course)...

What are the negatives for me if I decide to file bankruptcy?

Cost Of Bankruptcy, Do It Yourself Bankruptcy, Find A Bankruptcy Attorney,

There is life after bankruptcy. But, you're going to have to face some negative consequences for a while, which we'll discuss in a moment. And, that's why you don't want a bankruptcy lawyer who's going to only paint a rosy picture for you. This is not good counsel.

With every financial decision you make, there are pros and cons. Make sure the cons are spelled out for you, as well as the pros. A reputable bankruptcy attorney will even give you a roadmap as to how to start overcoming the negatives if you decide to move ahead with filing.

The Biggest Negative of Filing Bankruptcy

For most, it's the hit their credit score will take. A bankruptcy stays on your credit report for 7 to 10 years, depending on which kind you file (Chapter 7 or Chapter 13) and the bankruptcy laws in your jurisdiction.

It takes time to rebuild your credit after a bankruptcy. Your bankruptcy lawyer should, at the very least, give you ideas on how to go about doing this and how long it's going to take.


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