If you have decided to pay out for a bankruptcy attorney, then you have indeed chosen wisely and you should now be fortunate enough to be in safe hands. However, your attorney, while expert in the fields of bankruptcy, can only be as effective as you allow him to be.
Now what does that mean? Your attorney is going to be trying to do the best for you, and to represent you in the most effective way. He will be giving you advice that will be uniquely tailored to your own situation. However he will need help from you along the way. He or she can only be as good as the information that you give them.
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So do bear this in mind. Follow the three steps below and give your attorney the best possible chance of doing his best for you. Prepare your paperwork. Don't just hand them a bag of papers. They will have to use valuable time and resource sorting through them (some will refuse to do this), when they could be doing other more useful tasks for you.
With each file of paper, for example your bank of America credit card statement. Write a quick over. Details of when you got the card, how much you owe on it, when you stopped paying (if you did). This will only take you a couple of minutes but will provide a great quick look up for your attorney. Remember he may be dealing with hundreds of cases, so make it easy for her to deal with yours.
Full disclosure. This is the most vital and crucial piece of advice I can give you if you are going to file a bankruptcy. Tell all, and I mean all. Remember your attorney will have seen it all and heard it all before. Nothing you tell them will shock them. That is what they are there for. Your story will not be much different to all the others.
Do not hide anything. Never think 'oh but I cannot tell them that'. If you do withhold information, it just might come back and bite you further down the line. And your attorney will not be impressed at having to clean up the mess. They cannot help you if you are not giving them the full story. Help your lawyer to help you and you will be in a win win situation.
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